In the dynamic landscape of Indian entrepreneurship, access to timely and adequate financing is crucial for the growth and sustainability of Micro, Small, and Medium Enterprises (MSMEs). Lendingkart, a leading Non-Banking Financial Company (NBFC), has emerged as a pivotal player in providing swift and collateral-free business loans to MSMEs across India.
At Bravima Solution Pvt Ltd, we collaborate with Lendingkart to facilitate seamless loan applications, ensuring that your business receives the financial support it needs to thrive.
Key Features of Lendingkart Business Loan
| Feature | Details |
| Loan Amount | ₹50,000 to ₹2 crore |
| Interest Rate | Starting from 12% p.a., up to 46.5% p.a. |
| Loan Tenure | 1 to 36 months |
| Processing Fee | 2% to 5% of the loan amount |
| Collateral Required | None |
| Disbursal Time | Within 3 working days after approval |
— Interest rates are determined based on your credit score, income, and loan amount.
Apply for Business Loan @ low interest rate
Eligibility Criteria
- Business Vintage: Minimum of 6 months of operational history
- Annual Turnover: At least ₹12 lakhs
- Applicant’s Age: Between 21 and 65 years
- Credit Score: Preferably 600 and above
Note: Meeting these criteria does not guarantee loan approval. Final eligibility is determined by Lendingkart.
Documents Required
- Identity Proof: PAN card, Aadhaar card, Passport, Voter ID, or Driving License
- Address Proof: Utility bills, Passport, Aadhaar card, or Rental Agreement
- Business Proof:
- Business registration certificate
- GST registration
- Trade license
- Business registration certificate
- Financial Documents:
- Bank statements for the last 12 months
- Income Tax Returns (ITR) for the last 2 years
- Bank statements for the last 12 months
- Photographs: Recent passport-sized photographsAll documents can be submitted digitally through Bravima’s platform for faster processing.
Best Working Capital Loans Loan offers are just a click away
Benefits of Applying via Bravima Solution
- Access to multiple loan options from top lenders
- Expert assistance throughout the loan application process
- Quick eligibility checks and personalized loan offers
- Transparent terms with no hidden charges
- Secure and hassle-free digital documentation
— Bravima’s dedicated team ensures a smooth journey from application to disbursal.
Suitable Loan Uses
- Working capital requirements
- Inventory purchase
- Business expansion
- Equipment or machinery purchase
- Marketing and advertising expenses
- Hiring and training staff
Lendingkart vs. Other Business Loan Providers
| Lender | Loan Amount | Interest Rate | Tenure | Processing Fee |
| Lendingkart | ₹50K – ₹2 crore | 12% – 46.5% p.a. | 1–36 months | 2% – 5% |
| Tata Capital | ₹50K – ₹75 lakh | From 12% p.a. | 12–60 months | Up to 2.5% |
| Kotak Mahindra Bank | ₹3 lakh – ₹75 lakh | From 16% p.a. | 12–48 months | Up to 2.5% |
| HDFC Bank | ₹50K – ₹50 lakh | From 15% p.a. | 12–48 months | Up to 2.5% |
Note: Interest rates and terms are subject to change based on the lender’s policies and applicant’s profile.
Best SME/MSME Loan offers are just a click away
How to Apply for a Lendingkart Business Loan via Bravima
- Visit: Bravima Solution’s official website
- Fill Out: The online application form with your personal and business details
- Upload: Required documents securely through our platform
- Review: Receive and compare personalized loan offers
- Finalize: Choose the best offer and complete the process for quick disbursal
🗣️ Client Testimonial
Ravi S., Delhi
“Bravima made the loan application process effortless. I secured a ₹10 lakh business loan from Lendingkart at a competitive rate, and the funds were disbursed within 3 days!”
Secure Your Business Funding – Apply in Minutes
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