Terms of Use, Privacy Policy
& Disclaimer

To use our services, you must meet all of the following criteria:

• Be at least 18 years of age
• Provide accurate and complete information when applying
• Use the website for lawful purposes only

By accessing our platform, you agree to the following:

• All submitted information is correct, up to date, and truthful
• You will not engage in fraud, impersonation, or any form of misuse
• Loan approval is solely at the discretion of the lender(s)

We facilitate connections with banks and NBFCs. We make no guarantee of the following:

• Loan approval or rejection outcomes
• Specific interest rates offered by lenders
• Loan processing time or disbursement timeline

By using our services, you consent to being contacted via:

Bravima Solution Pvt Ltd is not responsible for:

• Loan rejection by lenders
• Changes in interest rates
• Any financial loss arising from lender decisions
• Delays or service issues caused by third parties

We reserve the right to:

• Suspend or terminate user access at our discretion
• Reject any application without prior notice
• Remove users found to be violating these terms

We process your personal data based on the following legal grounds:

• Consent — You have given explicit consent for processing
• Contractual Necessity — Processing is required to fulfil your request
• Legitimate Interest — To improve services and security
• Legal Compliance — As required by applicable law

Your data is used to:

• Connect you with suitable banks and NBFCs
• Process and track your loan requests
• Communicate updates, offers, and service-related information
• Improve platform features and user experience
• Ensure platform security and prevent fraud

We may share your data with:

• Partner banks and NBFCs for loan processing
• Service providers (CRM, hosting, marketing tools) under data agreements
• Legal authorities when required by law

If your data is transferred outside India, we ensure appropriate safeguards, such as secure processing agreements, are in place to protect your information.

We retain your personal data:

• For as long as necessary to provide our services
• To comply with applicable legal obligations
• Until you request deletion of your data

We implement multiple layers of security to protect your information:

• SSL encryption for all data in transit
• Secure servers with regular monitoring
• Strict access control systems limiting internal access

We use cookies on our platform to enhance the user experience and analyse website traffic. You may disable cookies at any time via your browser settings, though this may affect some platform features.

All information published on this website is provided for informational purposes only and does not constitute financial, legal, or professional advice.

Loan approval depends on multiple factors including your credit profile, income level, and individual lender policies. Bravima Solution:

• Does not guarantee loan approval
• Does not guarantee disbursement of funds
• Has no control over lender eligibility criteria

As an intermediary, we are not responsible for:

• Decisions made by lenders
• Interest rates applied on loans
• Processing delays from lenders or third parties
• Terms and conditions set by individual lenders

While we strive to keep all information accurate and updated, information may change without prior notice and we do not guarantee its completeness or current accuracy.

Our platform may contain links to third-party websites. We are not responsible for the content, privacy practices, or services of any externally linked websites.