Tata Capital Personal Loan @11.50% Interest – Apply Online with Bravima Solution

Tata Capital Personal Loan Image By Bravima Solution Team

Need immediate funds for a wedding, medical emergency, home renovation, or debt consolidation? A Tata Capital Personal Loan offers unsecured financing up to ₹35 lakh with competitive interest rates and flexible repayment options. At Bravima Solution Pvt Ltd, we assist you in securing personal loans from top lenders like Tata Capital, Axis Bank, Bajaj Finserv, and others, ensuring a seamless application process and expert guidance throughout.

Tata Capital Personal Loan Interest Rates & Charges

Here’s a detailed breakdown of Tata Capital’s personal loan costs:

Particulars	Details (Approx)
Interest Rate	10.99% – 19.00% p.a.
Loan Amount	₹75,000 – ₹35 lakh
Tenure	12 – 84 months
Processing Fee	Up to 2.5% of loan amount
Prepayment Charges	2% – 5% (after lock-in of 12 months)
Late Payment Penalty	3% per month on overdue EMI

💡 Tip from Bravima Solution: If you maintain a high CIBIL score (700+) and stable income, you are more likely to get loans at the lowest interest rate.

Eligibility Criteria for Tata Capital Personal Loan

To qualify for a Tata Capital loan, you must meet the following conditions:

For Salaried Employees

Age: 22 – 58 years
Minimum salary: ₹20,000 per month (varies by city)
Work experience: At least 1 year, with 6 months in current job

For Self-Employed Professionals

Age: 25 – 65 years
Business vintage: At least 2 years
Annual income: As per Tata Capital’s internal policy

👉 At Bravima Solution, we assess your profile and guide you to improve approval chances before applying.

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Documents Required

The application is simple, but you need to keep the following ready:

KYC Proof – Aadhaar / PAN / Passport / Voter ID
Income Proof – Salary slips (last 3 months), bank statements (6 months)
Employment Proof – Appointment letter / company ID

Business Proof (if self-employed) – GST certificate, ITR, financial statements

How to Apply for Tata Capital Personal Loan via Bravima Solution

Applying for a Tata Capital personal loan directly through Bravima Solution Pvt Ltd is quick and hassle-free. Here’s the step-by-step process:

Submit Loan Enquiry – Visit Bravima Solution and fill in your basic details.
Profile Assessment – Our loan experts check your CIBIL, income, and eligibility.
Compare Offers – We match you with Tata Capital and other NBFCs for the best loan option.
Document Upload – Share KYC and income documents online.
Quick Approval – Once verified, Tata Capital approves your loan within 24–48 hours.
Fund Disbursal – Loan amount credited directly to your bank account.

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Suitable Loan Uses

Medical emergencies
Home renovation
Wedding expenses
Debt consolidation
Travel and vacation
Education expenses

Tata Capital vs Other NBFCs

Here’s how Tata Capital compares with other leading NBFCs:

Lender / NBFC	Interest Rate (Approx)	Loan Amount	Best Feature
Tata Capital	10.99% – 19% p.a.	Up to ₹35L	Flexible tenure up to 84 months
Bajaj Finserv	13% onwards	Up to ₹25L	Flexi loan facility (overdraft style)
Fullerton India	12% onwards	Up to ₹25L	Easy approval for salaried profiles
HDFC Bank	10.75% onwards	Up to ₹40L	Wide branch network
IDFC First Bank	10.99% onwards	Up to ₹25L	Instant digital approvals

👉 With Bravima Solution Pvt Ltd, you don’t need to waste time comparing across websites — we do it for you and recommend the best deal.

Fast Personal Loans – Easy Application Process!

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Benefits of Applying Through Bravima Solution

When you apply directly with Bravima Solution Pvt Ltd instead of just going to Tata Capital, you get:

Multiple NBFC Options – Compare Tata Capital with Bajaj, HDFC, IDFC First, etc.
Personalized Guidance – Tailored loan solutions based on your income & credit profile.
Faster Turnaround – Priority processing with NBFC tie-ups.

End-to-End Support – From eligibility check to final disbursal.

🗣️ Client Testimonial

Priya R., Bengaluru

“Bravima made the loan application process effortless. I secured a ₹10 lakh personal loan from Tata Capital at a competitive rate, and the funds were disbursed within 3 days!”

Quick & Easy Personal Loans

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FAQs on Tata Capital Personal Loan

Q1: What is the minimum CIBIL score for Tata Capital personal loan?
A1: A score of 700+ is recommended, but loans may be approved with lower scores at higher interest rates.

Q2: How long does it take to get loan approval?
A2: With Bravima Solution’s assistance, you can get approval within 24–48 hours if documents are in order.

Q3: Can I prepay Tata Capital personal loan?
A3: Yes, prepayment is allowed after 12 months, with charges between 2–5%.

Q4: Can self-employed individuals apply?
A4: Yes, self-employed professionals with 2+ years in business are eligible.

Q5: Why apply through Bravima Solution instead of directly with Tata Capital?
A5: Because Bravima Solution compares across NBFCs, ensuring you get the best rate and faster approval.