Shriram Finance Personal Loan – Apply Online with Bravima Solution

Shriram Finance Personal Loan image by Bravima Solution Team

When financial needs come knocking—be it a wedding, medical emergency, education expenses, or home renovation—a personal loan often becomes the most reliable solution. Among India’s top NBFCs, Shriram Finance is widely trusted for its customer-first approach, affordable interest rates, and quick loan disbursal.

At Bravima Solution Pvt Ltd, we act as your loan aggregator partner, helping you apply for a Shriram Finance Personal Loan quickly and hassle-free. Instead of visiting multiple branches, we bring everything under one roof so you can compare, apply, and get instant approvals with ease.

Why Choose a Shriram Finance Personal Loan?

Shriram Finance has built a reputation as one of India’s most reliable NBFCs, catering to salaried individuals, business owners, and professionals. Here’s why their personal loan offering stands out:

Affordable Interest Rates – Starting from 11% onwards* (varies by profile).
Flexible Loan Amounts – From ₹1 Lakh to ₹25 Lakhs, based on eligibility.
Quick Approvals – Loan sanctioned within 24–48 hours for eligible applicants.
No Collateral Required – 100% unsecured loan.
Flexible Tenure – Repayment options ranging from 1 to 5 years.
Doorstep Services – Document pickup for hassle-free processing.

Shriram Finance Personal Loan – Quick Snapshot

Feature	Details
Interest Rate	11% – 24% onwards (profile-based)
Loan Amount	₹1 Lakh – ₹25 Lakhs
Tenure	12 months – 60 months
Processing Fee	1% – 2.5% of loan amount
Collateral Required	No (Unsecured Loan)
Approval Time	24 – 48 hours
Eligible Applicants	Salaried, Self-employed, Business owners

Apply for Personal Loans online with minimal documentation

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Eligibility Criteria for Shriram Finance Personal Loan

Before applying, ensure you meet the following basic requirements:

Age: 21 to 60 years
Employment Type: Salaried, Self-employed, or Business Owner
Monthly Income: Minimum ₹20,000 (varies by city)
CIBIL Score: 700+ preferred (lower score applicants may still qualify with conditions)
Work Experience: 6+ months for salaried, 2+ years for self-employed

Documents Required

Keep these ready to speed up your application:

Identity Proof: Aadhaar Card / PAN Card / Passport / Voter ID
Address Proof: Utility Bill, Passport, Rental Agreement
Income Proof (Salaried): Salary slips (last 3 months) + Bank statements (last 6 months)
Income Proof (Self-employed): ITR (last 2 years), Business proof, Bank statements
Photographs: Passport-size

Benefits of Applying Through Bravima Solution Pvt Ltd

Instead of applying directly, choosing Bravima Solution gives you an edge:

Compare Multiple Lenders: We show you Shriram Finance along with other top NBFCs & banks.
Personalized Offers: Based on your salary, CIBIL score, and city.
Faster Approvals: With our aggregator tie-ups, we cut processing time.
End-to-End Support: From application to loan disbursal.
PAN India Reach: Whether you’re in Delhi, Mumbai, Bangalore, or smaller cities, we assist everywhere.

Fast Personal Loans – Easy Application Process!

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Shriram Finance vs Other NBFCs – Comparison

NBFC / Bank	Interest Rate (Approx)	Loan Limit	Processing Time	Best For
Shriram Finance	11% – 24% onwards	₹1L – ₹25L	24–48 hrs	Salaried & Business owners
Bajaj Finserv	12.99% onwards	₹1L – ₹25L	Instant approval	Quick personal loans
Tata Capital	10.99% onwards	₹75k – ₹25L	24–36 hrs	Flexible EMIs
HDFC Bank	10.50% onwards	₹1L – ₹50L	24 hrs	Salaried professionals
Kotak Mahindra	10% onwards	₹1L – ₹25L	2–3 days	Freelancers & SMEs

As you can see, Shriram Finance is competitive with other NBFCs, especially for middle-income earners and small business owners.

Step-by-Step Process to Apply via Bravima Solution

Check Eligibility: Use our free loan eligibility checker.
Submit Application: Fill in basic details like income, loan amount, and tenure.
Upload Documents: Aadhaar, PAN, salary slips, bank statements.
Get Pre-Approval: We show you instant pre-approved offers from Shriram Finance.
Loan Disbursal: Funds are credited to your account within 24–48 hours.

Who Should Apply for a Shriram Finance Personal Loan?

Salaried Employees in Metro Cities → Looking for ₹1–10 Lakhs with affordable EMIs.
Self-Employed Professionals → Doctors, freelancers, consultants needing working capital.
Small Business Owners → Entrepreneurs requiring short-term funds for expansion.
People with Moderate CIBIL Scores → Shriram Finance is more flexible compared to traditional banks.