Same-Day Overdraft Loan Approval in Kolkata – Tata Capital & Bajaj Finserv

Kolkata, a fast-growing economic hub in Eastern India, houses thousands of salaried professionals, SMEs, and traders who often require quick access to funds. An overdraft loan can be a practical solution — especially when approved the same day. With Bravima Solution Pvt Ltd, you can get instant access to Same-Day Overdraft Loan Approval in Kolkata through trusted NBFC partners like Tata Capital and Bajaj Finserv.

What Is an Overdraft Loan?

An overdraft (OD) loan is a credit facility that allows borrowers to withdraw more money than they have in their bank account — up to a set limit. Interest is charged only on the utilized amount and for the duration used, making it a cost-effective solution for short-term financial needs.

Why Choose Same-Day Overdraft Loan in Kolkata?

Instant Fund Access – Approvals within 24 hours
No Usage, No Interest – Pay interest only when you withdraw
Flexible Repayment Options – Pay as you use
Unsecured Facility – No collateral required (for eligible profiles)
Ideal for Emergencies – Salaries, vendor payments, raw material purchase, etc.

Who Can Apply?

You can apply for a same-day overdraft loan in Kolkata if you are:

A salaried employee with a fixed income
A business owner or trader needing short-term capital
A professional (doctor, CA, consultant) with irregular cash flows
A self-employed individual or freelancer with a regular income stream

Short on Cash? Quick Overdraft Loans to the Rescue!

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Overdraft Loan Features Offered by NBFCs

Feature	Tata Capital	Bajaj Finserv
Loan Limit	₹50,000 – ₹25 Lakhs	₹50,000 – ₹20 Lakhs
Approval Time	Within 24 hours*	Same-day disbursal*
Collateral	Not required (for select profiles)	Not required
Interest Rate	Starts from 14% p.a.*	Starts from 13% p.a.*
Repayment Flexibility	Flexible, usage-based	Monthly interest / bullet options
Eligibility	Based on income, CIBIL, employer	Based on credit profile

*Terms and limits may vary based on creditworthiness and loan policies.

Documents Required for Same-Day Overdraft Loan

Here’s what you typically need:

For Salaried Individuals:

PAN and Aadhaar Card
Latest 3 months’ salary slips
Last 6 months’ bank statement
Employer ID card (if required)

For Business Owners:

PAN, Aadhaar, GST Certificate
Business registration documents
ITRs for past 2 years
Last 6–12 months’ bank statement

Bravima Solution ensures minimal documentation and assists you throughout the process.

How to Apply for Same-Day Overdraft Loan in Kolkata via Bravima Solution

Share Your Requirement
– Call or apply online via Bravima Solution’s contact form.
We Match You with the Right NBFC
– Based on your profile, we approach lenders like Tata Capital or Bajaj Finserv.
Quick Document Collection
– Upload or email required documents — we assist you throughout.
Approval & Disbursal Within 24 Hours
– Funds are credited directly to your bank account or overdraft facility is activated.

Emergency Funds Needed? Grab an Overdraft Loan Fast!

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Where in Kolkata Do We Offer Support?

We cover all major locations in Kolkata, including:

Salt Lake City
Rajarhat
Park Street
New Town
Behala
Howrah
Dum Dum
Garia
Ballygunge
Esplanade

Whether you run a retail shop in Bara Bazar or are a salaried executive in Sector V, we’ve got you covered.

Why Choose Bravima Solution for Overdraft Loans?

Quick Approvals – Same-day decisions for eligible customers
Trusted NBFC Partners – Tata Capital, Bajaj Finserv, and more
Transparent Process – No hidden fees or complicated paperwork
Customized Support – We help you choose the right product for your needs

Real Use Cases from Kolkata Clients

Mr. Sinha, a garment trader in Burrabazar, needed ₹5 lakh to buy inventory. Got an overdraft limit sanctioned in 6 hours.
Ms. Bose, a salaried HR manager from Salt Lake, used an overdraft to handle urgent home repairs without touching savings.
Dr. Roy, a clinic owner in New Alipore, used an overdraft facility to upgrade diagnostic equipment.

FAQs – Same-Day Overdraft Loans in Kolkata

Q1. Can I get an OD loan in 24 hours?
Yes, Bravima helps secure overdraft loans from top NBFCs in a single day.

Q2. What if I have an average CIBIL score?
Some NBFCs allow OD loans for scores starting at 685. Bravima can guide you to the right lender.

Q3. Are these loans unsecured?
Yes. Overdraft loans through Tata Capital and Bajaj Finserv are unsecured — no collateral needed.

Conclusion

If you’re in Kolkata and need urgent funds, Same-Day Overdraft Loan Approval is now a real possibility with Bravima. Partnered with Tata Capital and Bajaj Finserv, we offer flexible, fast, and transparent OD loans to help you handle any financial challenge smoothly.