Looking to scale your business, manage working capital, or expand operations? An IDFC First Bank Business Loan can be the perfect solution. With competitive interest rates, quick approvals, and minimal paperwork, this loan is designed to meet the evolving needs of Indian MSMEs and entrepreneurs.
At Bravima Solution Pvt Ltd, we assist business owners in securing loans from top Indian NBFCs and banks — including IDFC First Bank — ensuring fast processing and expert support from start to finish.
What is an IDFC First Bank Business Loan?
IDFC First Bank offers unsecured business loans tailored for small and medium enterprises. Whether you need funds for inventory, expansion, equipment, or working capital, these loans provide quick access without collateral.
Key Features of IDFC First Bank Business Loan
| Feature | Details |
| Loan Amount | ₹50,000 to ₹50 lakh |
| Interest Rate | Starts from 10.5% p.a. (subject to credit profile) |
| Tenure | Flexible from 12 to 60 months |
| Collateral Requirement | No collateral needed |
| Processing Time | As fast as 48–72 hours |
| Prepayment Charges | Nil after 6 EMIs in most cases |
Ideal for retailers, traders, manufacturers, freelancers, and startups with 2+ years in operation.
Apply for Business Loan @ low interest rate
Eligibility Criteria
- Age: 24 to 65 years
- Business vintage: Minimum 2 years
- Minimum turnover: ₹10–15 lakh annually (varies by profile)
- Good credit score (700+ preferred)
- Valid business registration (MSME/Udyam, GST, etc.)
Bravima helps applicants with moderate credit scores get funding from alternate NBFCs like Tata Capital, Shriram Finance, and Lendingkart.
Documents Required
- PAN & Aadhaar (Proprietor/Partners/Directors)
- Business proof (GST, Shop Act, MSME registration)
- Last 6 months’ bank statement
- ITR & Financials for the last 2 years
- Proof of business address
Bravima experts help prepare and submit all documents with accuracy to avoid rejection.
Best Working Capital Loans Loan offers are just a click away
Who Should Apply?
- Traders & wholesalers
- Small manufacturers
- Retail store owners
- Service providers & consultants
- Freelancers with business income
How Bravima Simplifies Your IDFC First Loan Journey
Getting a loan from IDFC First Bank can feel overwhelming — but Bravima makes it hassle-free.
We offer:
- Free loan consultation
- Real-time eligibility check
- Paperless application support
- Comparison with NBFCs for better offers
- Faster processing & disbursal assistance
Bravima can help you receive loan approvals in just 2–5 working days!
Best SME/MSME Loan offers are just a click away
IDFC First Bank vs Other Business Loan Options
| Provider | Max Loan | Interest (from) | Tenure | Collateral |
| IDFC First Bank | ₹50 lakh | 10.5% p.a. | 1–5 years | No |
| Bajaj Finserv | ₹75 lakh | 12% p.a. | Up to 84 months | No |
| Tata Capital | ₹35 lakh | 11.25% p.a. | Up to 60 months | No |
| Shriram Finance | ₹25 lakh | 14% p.a. | Flexible | Depends |
How to Apply via Bravima Solution
- Connect with Bravima’s team online or on call
- Get eligibility checked across banks & NBFCs
- Upload digital documents
- Choose from best offers including IDFC First
- Receive funds in 48–72 hours
Secure Your Business Funding – Apply in Minutes
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