Are you a small business owner or entrepreneur looking for quick, flexible business funding? HDFC Bank Business Loans offer a reliable solution — with loan amounts up to ₹50 lakh, no collateral required, and flexible repayment options.
At Bravima Solution Pvt Ltd, we help you secure business loans from HDFC Bank and NBFC partners like Bajaj Finserv, Tata Capital, and Shriram Finance — with expert assistance, faster processing, and minimal paperwork.
What is an HDFC Bank Business Loan?
HDFC Bank offers unsecured business loans to entrepreneurs, MSMEs, and professionals to help grow or stabilize their businesses. With loan disbursal in as little as 48 hours, it’s an ideal option for working capital, expansion, inventory purchases, or emergency expenses.
Key Features of HDFC Business Loans
| Feature | Details |
| Loan Amount | ₹50,000 to ₹50 lakh |
| Interest Rate | Starting from 11.90% per annum (subject to profile) |
| Loan Tenure | 12 to 48 months |
| Collateral Required | No collateral needed (unsecured loan) |
| Processing Time | As quick as 48–72 hours |
| Top-up Facility | Available after 12 months |
Loan eligibility and interest rates depend on credit profile, turnover, and existing liabilities.
Apply for Business Loan @ low interest rate
Eligibility Criteria for HDFC Business Loan
- Indian citizen between 21–65 years
- Business vintage of at least 3 years
- Minimum annual turnover: ₹40 lakh (approx.)
- ITR for the last 2 years required
- Good credit score (700+ preferred)
At Bravima, we help businesses with lower scores or newer setups find alternate NBFC options too.
Documents Required
Here are the key documents you’ll need to apply:
- PAN Card & Aadhaar
- Business registration proof (GST, MSME, etc.)
- Last 6 months’ bank statements
- Last 2 years’ ITR with financials (P&L & Balance Sheet)
- Proof of business address
Need help preparing these? Bravima Solution provides complete documentation support.
Best Working Capital Loans Loan offers are just a click away
Who Can Apply?
- Small business owners (retailers, traders, manufacturers)
- Professionals (Doctors, CA, Architects, Consultants)
- Private limited firms, proprietorships, and partnerships
- Online sellers, service providers, franchise owners
How Bravima Solution Helps You Get an HDFC Bank Loan Faster
At Bravima Solution Pvt Ltd, we simplify your business loan journey with:
- Free loan eligibility check
- Fast-tracked application process
- Expert document review
- Comparison across HDFC + NBFCs
- Post-disbursal support
Best SME/MSME Loan offers are just a click away
Pro Tip: Not Eligible for HDFC? We’ve Got You Covered
Even if you don’t meet all of HDFC Bank’s criteria, we’ll help you secure funding from:
- Bajaj Finserv – Loans up to ₹75 lakh for SMEs
- Tata Capital – Low interest with flexible tenures
- Shriram Finance – Ideal for rural or semi-urban businesses
- Lendingkart – Instant online approval for MSMEs
How to Apply for an HDFC Business Loan via Bravima
- Check your eligibility (online or on call)
- Submit basic documents
- Compare HDFC & NBFC offers
- Get expert loan support
- Receive funds in 3–7 working days
Secure Your Business Funding – Apply in Minutes
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