Bandhan Bank Business Loan: Features, Eligibility & How to Apply

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Looking to expand your business or manage working capital? A Bandhan Bank Business Loan can be an ideal choice for small business owners, traders, and MSMEs across India. Backed by fast processing, competitive interest rates, and minimal paperwork, Bandhan Bank offers flexible loan solutions to help your business grow.

At Bravima Solution Pvt Ltd, we connect borrowers with NBFCs and banks like Bandhan Bank, ensuring a smooth and transparent loan application process.


About Bandhan Bank

Bandhan Bank is a trusted name in India’s banking sector, especially known for its financial services to micro and small enterprises. Whether you’re a retailer, wholesaler, or service provider, Bandhan Bank’s business loans are designed to support your operational and expansion needs.


Key Features of Bandhan Bank Business Loan

FeatureDetails
Loan Amount₹50,000 to ₹25 lakh (varies by product)
Loan TenureUp to 5 years
Interest RateStarts from 14% p.a. (subject to profile)
Collateral RequirementUnsecured (no collateral required)
Processing FeeUp to 2% of loan amount
Prepayment ChargesNil or nominal (as per terms)

Types of Bandhan Bank Business Loans

  1. Micro Business Loan
    Ideal for very small businesses with low documentation needs. Amounts up to ₹1 lakh.
  2. SME Loan
    For small and medium enterprises requiring funds for working capital or expansion.
  3. Working Capital Loan
    Provides liquidity for day-to-day business expenses.
  4. Term Loan
    Long-term loan for business expansion, purchase of equipment, or setup costs.

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Eligibility Criteria

To qualify for a Bandhan Bank business loan, you must meet the following:

  • Age: 23–60 years
  • Business vintage: Minimum 2 years
  • Income proof: IT returns or bank statements
  • Good credit history (CIBIL score ideally above 700)

Note: Final approval depends on Bandhan Bank’s internal credit evaluation.


Required Documents

  • PAN Card and Aadhaar Card
  • Business registration proof
  • ITR for last 1–2 years (for higher loan amounts)
  • Bank statements (last 6 months)
  • GST certificate (if applicable)
  • Recent passport-sized photographs

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Why Choose Bandhan Bank Business Loan?

  • Quick Processing: Loans disbursed in as little as 3–5 days
  • Affordable EMIs: Flexible repayment with reasonable interest
  • Low Documentation: Minimal paperwork compared to traditional banks
  • Trusted Partner: Strong reputation and branch network

How Bravima Solution Helps You Get a Business Loan

At Bravima Solution Pvt Ltd, we streamline your entire loan application process:

  • Evaluate your loan eligibility
  • Choose the right Bandhan Bank loan product
  • Assist with document preparation
  • Coordinate directly with bank officials
  • Ensure faster approval and disbursal

Apply for Bandhan Bank Business Loan Today!

Don’t let lack of funds slow your business growth. Whether you need working capital or want to expand operations, Bravima Solution can connect you with Bandhan Bank’s business loan schemes that suit your exact needs.Contact us now or apply online to get started with zero hassle.

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