Aditya Birla Capital Personal Loan – Tailored Financial Solutions via Bravima Solution

Aditya Birla Capital Personal Loan image by bravima Solution

In today’s dynamic financial landscape, personal loans have become an essential tool for individuals seeking immediate funds for various needs, be it medical emergencies, home renovations, education, or travel. Aditya Birla Capital offers personal loans tailored to meet these diverse requirements with competitive interest rates, flexible tenures, and minimal documentation. 

At Bravima Solution Pvt Ltd, we collaborate with leading financial institutions like Aditya Birla Capital to provide you with seamless access to personal loans, ensuring a smooth application process and expert guidance throughout.


Key Features of Aditya Birla Capital Personal Loan

FeatureDetails
Loan Amount₹1 lakh to ₹50 lakh
Interest RateStarting from 13% p.a.
Loan Tenure12 to 84 months
Processing FeeUp to 3% of the loan amount + GST
Collateral RequiredNone
Disbursal TimeWithin 48 hours after approval

💡 Interest rates are determined based on your credit score, income, and loan amount.


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Apply for Personal Loans online with minimal documentation


Eligibility Criteria

  • Age: 23 to 60 years
  • Employment: Salaried or self-employed individuals with a stable income
  • Minimum Net Monthly Income:
    • ₹20,000 for metro cities
    • ₹15,000 for other locations
  • Credit Score: Preferably 750 and above

Note: Meeting these criteria does not guarantee loan approval. Final eligibility is determined by Aditya Birla Capital.


Documents Required

  • Identity Proof: PAN card, Aadhaar card, Passport, Voter ID, or Driving License
  • Address Proof: Utility bills, Passport, Aadhaar card, or Rental Agreement
  • Income Proof:
    • For salaried individuals: Last 3 months’ salary slips and bank statements
    • For self-employed individuals: Income Tax Returns (ITR) for the last two years and audited financial statements
  • Employment Proof: Employment certificate or offer letter
  • Photographs: Recent passport-sized photographs

All documents can be submitted digitally through Bravima’s platform for faster processing.


Benefits of Applying via Bravima Solution

  • Access to multiple loan options from top lenders
  • Expert assistance throughout the loan application process
  • Quick eligibility checks and personalized loan offers
  • Transparent terms with no hidden charges
  • Secure and hassle-free digital documentation

Bravima’s dedicated team ensures a smooth journey from application to disbursal.


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Apply for Personal Loan with Quick Disbursal


Suitable Loan Uses

  • Medical emergencies
  • Home renovation
  • Wedding expenses
  • Debt consolidation
  • Travel and vacation
  • Education expenses

Aditya Birla Capital vs. Other Personal Loan Providers

LenderLoan AmountInterest RateTenureProcessing Fee
Aditya Birla Capital₹1 lakh – ₹50 lakhFrom 13% p.a.12–84 monthsUp to 3% + GST
Tata Capital₹40K – ₹35 lakhFrom 11.50% p.a.12–72 monthsUp to 2.5%
Kotak Mahindra Bank₹50K – ₹25 lakhFrom 10.99% p.a.12–60 monthsUp to 2.5%
HDFC Bank₹50K – ₹40 lakhFrom 10.75% p.a.12–60 monthsUp to 2.5%

Note: Interest rates and terms are subject to change based on the lender’s policies and applicant’s profile.


How to Apply for an Aditya Birla Capital Personal Loan via Bravima

  1. Visit: Bravima Solution’s official website
  2. Fill Out: The online application form with your personal and financial details
  3. Upload: Required documents securely through our platform
  4. Review: Receive and compare personalized loan offers
  5. Finalize: Choose the best offer and complete the process for quick disbursal

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Need Funds Fast? Get a Personal Loan Now!


🗣️ Client Testimonial

Anjali M., Pune

“Bravima made the loan application process effortless. I secured a ₹5 lakh personal loan from Aditya Birla Capital at a competitive rate, and the funds were disbursed within 48 hours!”


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