In today’s dynamic financial landscape, personal loans have become an essential tool for individuals seeking immediate funds for various needs, be it medical emergencies, home renovations, education, or travel. Aditya Birla Capital offers personal loans tailored to meet these diverse requirements with competitive interest rates, flexible tenures, and minimal documentation.
At Bravima Solution Pvt Ltd, we collaborate with leading financial institutions like Aditya Birla Capital to provide you with seamless access to personal loans, ensuring a smooth application process and expert guidance throughout.
Key Features of Aditya Birla Capital Personal Loan
Feature | Details |
Loan Amount | ₹1 lakh to ₹50 lakh |
Interest Rate | Starting from 13% p.a. |
Loan Tenure | 12 to 84 months |
Processing Fee | Up to 3% of the loan amount + GST |
Collateral Required | None |
Disbursal Time | Within 48 hours after approval |
💡 Interest rates are determined based on your credit score, income, and loan amount.
Apply for Personal Loans online with minimal documentation
Eligibility Criteria
- Age: 23 to 60 years
- Employment: Salaried or self-employed individuals with a stable income
- Minimum Net Monthly Income:
- ₹20,000 for metro cities
- ₹15,000 for other locations
- ₹20,000 for metro cities
- Credit Score: Preferably 750 and above
Note: Meeting these criteria does not guarantee loan approval. Final eligibility is determined by Aditya Birla Capital.
Documents Required
- Identity Proof: PAN card, Aadhaar card, Passport, Voter ID, or Driving License
- Address Proof: Utility bills, Passport, Aadhaar card, or Rental Agreement
- Income Proof:
- For salaried individuals: Last 3 months’ salary slips and bank statements
- For self-employed individuals: Income Tax Returns (ITR) for the last two years and audited financial statements
- For salaried individuals: Last 3 months’ salary slips and bank statements
- Employment Proof: Employment certificate or offer letter
- Photographs: Recent passport-sized photographs
All documents can be submitted digitally through Bravima’s platform for faster processing.
Benefits of Applying via Bravima Solution
- Access to multiple loan options from top lenders
- Expert assistance throughout the loan application process
- Quick eligibility checks and personalized loan offers
- Transparent terms with no hidden charges
- Secure and hassle-free digital documentation
Bravima’s dedicated team ensures a smooth journey from application to disbursal.
Apply for Personal Loan with Quick Disbursal
Suitable Loan Uses
- Medical emergencies
- Home renovation
- Wedding expenses
- Debt consolidation
- Travel and vacation
- Education expenses
Aditya Birla Capital vs. Other Personal Loan Providers
Lender | Loan Amount | Interest Rate | Tenure | Processing Fee |
Aditya Birla Capital | ₹1 lakh – ₹50 lakh | From 13% p.a. | 12–84 months | Up to 3% + GST |
Tata Capital | ₹40K – ₹35 lakh | From 11.50% p.a. | 12–72 months | Up to 2.5% |
Kotak Mahindra Bank | ₹50K – ₹25 lakh | From 10.99% p.a. | 12–60 months | Up to 2.5% |
HDFC Bank | ₹50K – ₹40 lakh | From 10.75% p.a. | 12–60 months | Up to 2.5% |
Note: Interest rates and terms are subject to change based on the lender’s policies and applicant’s profile.
How to Apply for an Aditya Birla Capital Personal Loan via Bravima
- Visit: Bravima Solution’s official website
- Fill Out: The online application form with your personal and financial details
- Upload: Required documents securely through our platform
- Review: Receive and compare personalized loan offers
- Finalize: Choose the best offer and complete the process for quick disbursal
Need Funds Fast? Get a Personal Loan Now!
🗣️ Client Testimonial
Anjali M., Pune
“Bravima made the loan application process effortless. I secured a ₹5 lakh personal loan from Aditya Birla Capital at a competitive rate, and the funds were disbursed within 48 hours!”
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