Shriram Finance Business Loan: Features, Eligibility & How to Apply with Bravima

Shriram Finance business Loan image by Bravima Solution

Need fast and flexible funding for your business? Whether you’re expanding operations, purchasing equipment, or managing day-to-day expenses, a Shriram Finance Business Loan can provide the capital you need—without the hassle of traditional bank procedures.

At Bravima Solution Pvt Ltd, we connect businesses with top NBFC lenders, including Shriram Finance, to make loan approvals faster, smoother, and 100% transparent.


About Shriram Finance

Shriram Finance Ltd is one of India’s leading NBFCs, offering customized financing solutions for small and medium enterprises (SMEs), traders, manufacturers, and service providers. With a deep understanding of the Indian MSME ecosystem, Shriram provides flexible and collateral-free loans that are ideal for growing businesses.


Key Features of Shriram Finance Business Loan

FeatureDetails
Loan Amount₹1 lakh to ₹50 lakh (can vary by profile)
Loan Tenure12 to 60 months
Interest RateStarting from 15% p.a. (subject to credit score)
Processing TimeAs fast as 3–7 working days
Collateral RequirementUnsecured loan options available
Loan TypeTerm loan, working capital, machinery loan
Prepayment ChargesNil or minimal on select products

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Types of Business Loans Offered by Shriram Finance

  1. Unsecured Business Loans
    Ideal for traders, shopkeepers, and small business owners needing funds without collateral.
  2. Working Capital Loans
    Get funds to manage day-to-day operations, stock purchases, and vendor payments.
  3. Equipment & Machinery Loans
    Finance for purchase of industrial equipment or upgrading tools.
  4. Small Business Loans
    Tailored loan plans for local businesses and micro enterprises.
  5. Loans Against Property (LAP)
    For higher loan amounts, use commercial or residential property as security.

Shriram Business Loan Eligibility Criteria

To qualify for a business loan from Shriram Finance, you typically need:

  • Age: 25 to 65 years
  • Business vintage: Minimum 2–3 years
  • Monthly income: Varies based on loan amount
  • CIBIL Score: 650+ preferred
  • Business location: Urban, semi-urban, or rural coverage available

Eligibility may vary depending on your business type, turnover, and loan amount.


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Documents Required for Shriram Finance Loan

  • PAN & Aadhaar Card
  • Business registration proof (GST, Shop Act, etc.)
  • Last 6–12 months’ bank statements
  • Income proof (ITR, balance sheet, P&L)
  • Ownership proof of business premises
  • Photographs & KYC of applicant/co-applicant

Why Choose Shriram Finance for Business Loans?

  • Loans for both new & existing businesses
  • Simple documentation process
  • Tailored repayment plans
  • Fast processing, especially through Bravima Solution
  • Trusted NBFC with over 40 years in the Indian financial sector

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How Bravima Solution Pvt Ltd Helps You Apply

As an official partner of leading NBFCs like Shriram Finance, Bravima Solution streamlines the loan process for you:

  1. Assess your profile and eligibility
  2. Match you with the best loan product
  3. Help collect and verify documents
  4. Coordinate with Shriram Finance for faster approval
  5. Ensure transparent processing—no hidden charges

Whether you’re a small business owner or an SME founder, we make sure you get the right funding at the right time.


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Ready to Apply for a Shriram Finance Business Loan?

Don’t let funding challenges hold your business back. With Shriram Finance loans via Bravima Solution, you get:

  • Collateral-free funding
  • Quick approvals
  • Support at every step

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